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Rates

 

Loans

Central 1 Credit Union Prime Rate

3.00

Consumer Base Rate (starting from)

5.75

Secure Lines of Credit (starting from)   

5.75

Commercial Base Rate -Variable and Other

5.75

CreditMaster Primelines\ COT Variable  

5.00

 

Mortgages

Term

Open

Closed

6 Month                   

6.20

4.00

1 Year

6.30

3.15

2 Year

-

3.05

3 Year

-

3.75

4 Year

-

4.30

5 Year

-

4.90

Terms and GICs

Term              

Redeemable

Non-Redeemable

30 Days 

0.30

0.50

60 Days

0.30

0.65

90 Days 

0.40

0.70

120 Days 

0.40

0.70

180 Days 

0.50

0.80

270 Days 

0.50

0.90

Guaranteed Investment Rates

Length             

Redeemable

Non-Redeemable

1 Year

1.20

1.30

18 Months

N\A

1.40

2 Year

N\A

1.55

3 Year

N\A

1.75

3 Year Smart*

-

1.57

4 Year

N\A

1.70

5 Year

N\A

2.00

5 Year Smart**

-

1.95

RRSP's RRIF's

Terms

Rates

Variable                 

0.50

Accumulators

1.25

1 Year

1.30

18 Month

1.40

2 Year

1.55

3 Year

1.60

3 Year Smart*

1.57

4 Year

1.80

5 Year

2.00

5 Year Smart**

1.95

 

 *3 Year Smart effective rate - 1.58%

 **5 Year Smart effective rate - 1.97%

  

RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.