Rates
|
Loans
|
|
Central 1 Credit Union Prime Rate
|
2.75
|
|
Consumer Base Rate (starting from)
|
5.75
|
|
Secure Lines of Credit (starting from)
|
5.75
|
|
Commercial Base Rate -Variable and Other
|
5.75
|
|
CreditMaster Primelines\ COT Variable
|
5.00
|
|
|
|
|
|
Mortgages
|
|
Term
|
Open
|
Closed
|
|
6 Month
|
5.75
|
4.50
|
|
1 Year
|
6.45
|
3.30
|
|
2 Year
|
-
|
3.65
|
|
3 Year
|
-
|
4.25
|
|
4 Year
|
-
|
5.15
|
|
5 Year
|
-
|
5.50
|
|
|
|
|
Terms and GICs
|
|
Term
|
Redeemable
|
Non-Redeemable
|
|
30 Days
|
0.15
|
0.25
|
|
60 Days
|
0.15
|
0.25
|
|
90 Days
|
0.20
|
0.30
|
|
120 Days
|
0.20
|
0.30
|
|
180 Days
|
0.50
|
0.60
|
|
270 Days
|
0.50
|
0.60
|
|
|
|
|
Guaranteed Investment Rates
|
|
Length
|
Redeemable
|
Non-Redeemable
|
|
1 Year
|
0.70
|
1.50
|
|
18 Months
|
0.85
|
1.10
|
|
2 Year
|
1.25
|
1.50
|
|
3 Year
|
1.35
|
1.60
|
|
3 Year Smart*
|
-
|
1.55
|
|
4 Year
|
1.45
|
1.75
|
|
5 Year
|
1.30
|
2.30
|
|
5 Year Smart**
|
-
|
1.95
|
|
|
|
|
RRSP's RRIF's
|
|
Terms
|
Rates
|
|
|
Variable
|
0.50
|
|
|
Accumulators
|
1.25
|
|
|
1 Year
|
1.50
|
|
|
18 Month
|
1.10
|
|
|
2 Year
|
1.50
|
|
|
3 Year
|
1.60
|
|
|
3 Year Smart*
|
1.55
|
|
|
4 Year
|
1.75
|
|
|
5 Year
|
2.30
|
|
|
5 Year Smart**
|
1.95
|
|
| |
|
*3 Year Smart effective rate - 1.573%
|
|
**5 Year Smart effective rate - 2.03%
|
RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.