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Rates

Loans

Loans Rate
Central 1 Credit Union Prime Rate 3.00
Consumer Base Rate (starting from) 7.00
Secure Lines of Credit (starting from) 4.50
Commercial Base Rate -Variable and Other 5.00
CreditMaster Primelines / COT Variable 4.50

Mortgages

Term Open Closed
6 Month 6.20 -
1 Year - 3.15
2 Year - 3.05
3 Year - 3.75
4 Year - 4.30
5 Year - 4.90

Terms and GICs

Term Redeemable Non-Redeemable
30 Days 0.30 0.50
60 Days 0.30 0.65
90 Days 0.40 0.70
120 Days 0.40 0.70
180 Days 0.50 0.80
270 Days 0.50 0.90

Guaranteed Investment Rates

Length Redeemable Non-Redeemable
1 Year 1.20 1.30
18 Months N/A            1.40
2 Year N/A            1.55
3 Year N/A            1.75
3 Year Smart* - 1.57
4 Year N/A            1.70
5 Year N/A            2.00
5 Year Smart** - 1.95

RRSP's RRIF's

Terms Rates
Variable 0.50
Accumulators 1.25
1 Year 1.30
18 Month 1.40
2 Year 1.55
3 Year 1.60
3 Year Smart* 1.57
4 Year 1.80
5 Year 2.00
5 Year Smart** 1.95

 *3 Year Smart effective rate - 1.58%

 **5 Year Smart effective rate - 1.97%

RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.  

Union Bay Branch & ATM
313 McLeod Rd, PO Box 158
Union Bay, BC V0R 3B0

P 250.335-2122

F 250.335-2131

Tue - Fri: 9:30am – 5:00pm
Sat: 9:30am – 1:00pm

Hornby Island Branch
2115 Sollans Rd, PO Box 2
Hornby Island, BC V0R 1Z0

P 250.335-2326

F 250.335-2370

Tue, Wed, Fri 9:30am – 11:15
and from 12:00 to 3:00

(closed for lunch 11:15 - 12:00)

Lighthouse Community Branch & ATM
Suite 101-6996 W Island Hwy, PO Box 83
Bowser, BC V0R 1G0

P 250.757-8146

F 250.757-8185

Tue - Fri: 9:30am – 5:00pm
Sat: 9:30am – 1:00pm

 

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