UBCU Member Dividends and Share Structure

UBCU Membership Shares

Adult & Business Memberships: When you deposit $25 into your member account, you receive 25 equity shares in the credit union (1 share = $1). This member share equity is permanent and must remain on deposit as a minimum balance throughout the duration of your membership.

Junior Memberships (under 18): Junior memberships are approved for those 18 years of age and under and consist of five equity shares (1 share = $1) per member. As with adult shares, this amount must remain on deposit throughout the duration of the junior membership.

Annual member dividend

As a member/owner of Union Bay Credit Union, you are eligible to receive an annual dividend based on your minimum monthly account balance. This dividend is paid out within the first 60 days of the year

If you have questions regarding UBCU membership or dividends, please contact your local branch at one of the numbers below.