Products & Services

UBCU Products & Services

Friendly service, competitive rates and an unblinking focus on strengthening the communities we serve. When you’re a UBCU member, we put your best interests first.


At Union Bay CU, we’ve designed our accounts to be comprehensive enough to meet the needs of all of our members while at the same time being flexible enough to accommodate individual circumstances.


At UBCU, we offer a wide variety of loans to help pay for whatever you need.


Union Bay Credit Union offers a range of investment options to suit your needs. From Term Deposits, GICs, TFSAs and other products we offer throughout the year, we have an investment product to get your money growing

Travel Insurance

No matter how far you stray from our friendly shores, UBCU has you covered with the CUMIS Travel Insurance Program.

Online Banking

With our online banking system, your favourite local credit union follows you wherever you go. Make Interac e-Transfers, check balances, view and print cheques and much more, all from any computer or Internet-connected device.

Ding-Free ATMs

As a UBCU member, you have access to a vast network of ATMs at credit unions across Canada – ding free! That means no crippling transaction fees and no barriers to accessing your money wherever you happen to be in this great land of ours.

Safety Deposit Boxes

We care about our members – and also our members’ most cherished possessions. A variety of safety deposit boxes are available at all three UBCU branches.

Mobile App

Introducing the Union Bay Credit Union Mobile App, designed for iPhone and Android devices. Convenient banking whenever and wherever you need it.

Interac E-Transfers now available