Products & Services


We’ve designed our accounts to be comprehensive enough to meet the needs of all of our members while at the same time being flexible enough to accommodate individual circumstances.


Borrowing can feel good with the right advice. We're here to listen and help you get started with your unique plan or life-long dream. We want to hear about your plans for a home, car, business, renovation, or whatever it is you love.


Smart investing begins with care. At First Credit Union, we help you increase your financial wellness by providing advice that will help you reach your goals.

Travel Insurance

No matter how far you stray from our friendly shores, First Credit Union has you covered with the CUMIS Travel Insurance Program.

Online Banking

With our online banking system, your favourite local credit union follows you wherever you go. Make Interac e-Transfers, check balances, view and print cheques and much more, all from any computer or Internet-connected device.

Ding-Free ATMs

As a member, you have access to a vast network of ATMs at credit unions across Canada – ding free! That means no crippling transaction fees and no barriers to accessing your money wherever you happen to be in this great land of ours.

Safety Deposit Boxes

We care about our members – and also our members’ most cherished possessions. A variety of safety deposit boxes are available.

Mobile App

Introducing the Union Bay Credit Union Mobile App, designed for iPhone and Android devices. Convenient banking whenever and wherever you need it.

Interac E-Transfers now available