Senior Accounts

Golden MAXIMIZER® Account (Max Golden)

Whether retirement is just around the corner or years away, your life is probably starting to look a little different. We offer our members who are 60 years and older banking services that fit those changes. The way we see it, you have earned the right to enjoy some perks. We are very happy to offer one of them to you.

UBCU Golden MAXIMIZER® Account features include:

  • $6.50 monthly service fee  
  • unlimited transactions*
  • free bill payments
  • free personalized basic cheques
  • monthly statement
  • discounted rates on safety deposit boxes
  • daily interest, paid monthly (unless your balance is below $500)
  • free travelers cheques
  • Ding Free ATM withdrawals at most Credit Unions
  • $2 per Interac ATM transaction
  • $3 per Cirrus ATM transaction/US ATM transaction
  • $4 per International ATM transaction

*Unlimited transactions include: POS, PAD's, online banking, cheques, withdrawals in branch, bill payments, transfers, ATM withdrawals at UBCU, Canadian CU and exchange network ATM's

Limited Golden MAXIMIZER® Account (Max Golden)

A Limited Golden MAXIMIZER® Account is also available. Similar as the Golden MAXIMIZER® Account above but is limited to 30 free transactions per month.

UBCU Limited Golden MAXIMIZER® Account features include:

  • no monthly service fee
  • 30 free transactions* per month
  • $.85 per transaction after first 30
  • 30 free transactions; thereafter $.85 per debit
  • free bill payments
  • free personalized basic cheques
  • monthly statement
  • discounted rates on safety deposit boxes
  • daily interest, paid monthly (unless your balance is below $500)
  • Ding Free ATM withdrawals at most Credit Unions
  • $2 per Interac ATM transaction
  • $3 per Cirrus ATM transaction/US ATM transaction
  • $4 per International ATM transaction

30 free transactions include: POS, PAD's, online banking, cheques, withdrawals in branch, bill payments, transfers, ATM withdrawals at UBCU, Canadian CU and exchange network ATM's

All rates subject to change without notice.

As with all Union Bay CU accounts, your funds are 100% guaranteed.

Access your accounts online.