Lines of Credit

Personal Line of Credit

A Personal Line of Credit allows you to write your own loan as your life requires it. You can access your funds any time by withdrawing up to your approved credit limit. You pay interest only on the amount you borrow, and you only have to apply once. When you pay off your line of credit it automatically renews itself, so the money's there when you need it

  • can be fully secured or unsecured
  • can be protected with life, critical illness and disability insurance
  • comes with no administration or standby fees

Whether you need extra cash for traveling, renovating, car repairs, big purchases or to act as a cushion when your funds are running low, a Personal Line of Credit from UBCU could be the best solution for you.