Mortgages
Residential Mortgages
Taking on a mortgage is one of the biggest financial commitments you’ll ever make. As part of our promise to help you make the best choices possible, we offer a residential mortgage that is flexible to your needs.
You can use a Residential Mortgage from UBCU to:
- buy your first home
- upgrade to a new home
- build a home
- refinance your current home
- purchase a vacation or revenue property
Our Residential Mortgages
- are available as a conventional, CreditMaster, construction or CMHC insured mortgage
- provide financing up to 95% on CMHC and 80% on conventional mortgages
- come with flexible repayment and prepayment options
- offer amortization up to 30 years
- offer fixed terms from 6 months and 1-5 years
- can come with the added security of insurance
As with everything we offer our members, UBCU residential mortgages are all about flexibility, choice and options.