Residential Mortgages

Taking on a mortgage is one of the biggest financial commitments you’ll ever make. As part of our promise to help you make the best choices possible, we offer a residential mortgage that is flexible to your needs.

You can use a Residential Mortgage from UBCU to:

• buy your first home
• upgrade to a new home
• build a home
• refinance your current home
• purchase a vacation or revenue property

Our Residential Mortgages

• are available as a conventional, CreditMaster, construction or CMHC insured mortgage
• provide financing up to 95% on CMHC and 80% on conventional mortgages
• come with flexible repayment and prepayment options
• offer amortization up to 30 years
• offer fixed terms from 6 months and 1-5 years
• can come with the added security of insurance

As with everything we offer our members, UBCU residential mortgages are all about flexibility, choice and options.