Residential Mortgages

Taking on a mortgage is one of the biggest financial commitments you’ll ever make. As part of our promise to help you make the best choices possible, we offer a residential mortgage that is flexible to your needs.

You can use a Residential Mortgage from UBCU to:

  • buy your first home
  • upgrade to a new home
  • build a home
  • refinance your current home
  • purchase a vacation or revenue property

Our Residential Mortgages

  • are available as a conventional, CreditMaster, construction or CMHC insured mortgage
  • provide financing up to 95% on CMHC and 80% on conventional mortgages
  • come with flexible repayment and prepayment options
  • offer amortization up to 30 years
  • offer fixed terms from 6 months and 1-5 years
  • can come with the added security of insurance

As with everything we offer our members, UBCU residential mortgages are all about flexibility, choice and options.